Credit Card Online Payment Facility means the facility provided through the Monument Insurance Websites, operated by a third party, for the purpose of processing credit card payments online.
Monument Insurance means Monument Insurance Limited and its affiliates or subsidiaries. Monument Insurance (NZ) Limited is a related company of Crombie Lockwood (NZ) Limited.
Insurance Services means the insurance services provided by Monument Insurance.
Liability means any direct or indirect loss, damage, cost, charge, claim, demand, expense, judgment, action, proceeding or other liability whatsoever (including, without limitation in respect of taxes, duties, levies, imposts, penalties and other charges) whether in contract, tort (including negligence), statute or otherwise.
Marks means trademarks, service marks, and trade names.
Online Purchase Facility means the facility provided on the Monument Insurance Websites for the purpose of providing quotations for and selling insurance policies offered by certain insurers.
Personal Information means the information about an individual which identifies or is capable of identifying that individual, including but not limited to, names, addresses, email and other contacts, employment, claims, or criminal history.
- the singular includes the plural and vice versa;
- “you" and "your" refer to any party accessing any Monument Insurance Website;
- a reference to a "person" includes an individual, firm, company, corporation or unincorporated body of persons, in each case whether or not having separate legal personality, and a reference to a "company" includes a person; and
- a reference to a statute or other law includes regulations and other instruments under it and consolidations, amendments, re-enactments or replacements of any term.
Purpose and use of Monument Insurance Websites
Monument Insurance provide information on, and access to, Insurance Services.
The Monument Insurance Websites are intended for use by people living in New Zealand or with insurable interests in New Zealand. Monument Insurance makes no representations that the Monument Insurance Websites are appropriate for any particular purposes and does not accept any responsibility if the Monument Insurance Websites or information obtained from the Monument Insurance Websites is used for particular purposes.
Any information and/or business advice provided on the Monument Insurance Websites is intended only to provide a general summary of the topics covered, and is not comprehensive or intended to be a substitute for legal or other professional advice. You should obtain specific professional advice before relying on any information contained on the Monument Insurance Websites, and you agree you are responsible for making your own assessment of the information on the Monument Insurance Website.
Disclaimer and No Liability
The information contained on the Monument Insurance Websites is necessarily generalised and does not take into account any individual's or entity's particular circumstances. The insurance cover described is in summary form only. Should you obtain insurance through Monument Insurance, you will be subject to terms contained in your own policy wording and schedules. Monument Insurance makes no representations that any of the products or services offered through the Monument Insurance Websites are suitable or appropriate for any particular purpose, person or entity.
To the maximum extent permissible at law, Monument Insurance, including its directors, affiliates, officers, employees, agents, contractors, successors and assigns, does not accept any Liability in relation to the use, delay or inability to use, performance of, or information contained on, any Monument Insurance Website, or any product or service obtained through or from the use of the Monument Insurance Websites, including the Credit Card Online Payment Facility and the Online Purchase Facility.
If you choose to use the Credit Card Online Payment Facility accessed through the Monument Insurance Websites, you may be subject to additional terms and conditions imposed by the third party provider of that Credit Card Online Payment Facility. Any use by you of that facility is at your own risk, and Monument Insurance does not accept any Liability in relation to that facility. If you do not wish to pay using the Credit Card Online Payment Facility you can contact Monument Insurance to arrange alternative payment methods.
While Monument Insurance will use reasonable endeavours to ensure that the content and material on the Monument Insurance Websites is free from error, Monument Insurance does not warrant (and has no Liability for) the accuracy, adequacy or completeness of the content and material on the Monument Insurance Websites or that the content and material on the Monument Insurance Websites is suitable for your intended use.
You expressly agree that use of Monument Insurance Websites is at your sole risk and it is your responsibility to ensure the compatibility of your equipment and systems for use with the Monument Insurance Websites.
Copyright and Trademarks
All Marks are proprietary to Monument Insurance, or other respective owners that have granted Monument Insurance the right and license to use such Marks.
Links from and to the Monument Insurance Websites
Within the Monument Insurance Websites you will find some links to other websites provided solely for your convenience. The inclusion of any link does not imply any endorsement, investigation, or verification by Monument Insurance. These websites are not necessarily affiliated with Monument Insurance. Monument Insurance does not have any control over these websites or over any material or information which may be obtained from these websites. Monument Insurance do not accept or assume any Liability for the content, software, products or services of such websites and makes no warranties or representations regarding the information contained on these websites. If you choose to access any link on the Monument Insurance Websites, you do so entirely at your own risk.
If you would like to link to any part of the Monument Insurance Websites you must contact Monument Insurance for prior permission.
New Zealand law applies